Following loss or damage to the automobile, there is NO requirement to

Following loss or damage to the automobile, there is NO requirement to

• A. Protect the automobile from further loss
• B. Submit proof of loss within 90 days
• C. Provide three written estimates of the damage
• D. Give prompt notice of the loss

Answer: (C)

When an auto loss occurs, the duties around handling the claim focus on moving the process forward and preventing more damage. You must promptly notify the insurer, take reasonable steps to protect the vehicle from further loss, and provide proof of loss within the policy’s stated time frame (often about 90 days). Providing three written estimates of the damage isn’t a standard requirement in most auto policies. The insurer may choose to have an adjuster or appraiser assess the damage and determine the payout, and you should cooperate by supplying information and access as needed. The other duties are important because prompt notice starts the investigation, protecting the vehicle prevents additional costs or depreciation, and a proof of loss documents what was damaged and the extent of the loss. So, asking for three estimates is not a typical obligation, which makes that option the one that doesn’t fit.

When an auto loss occurs, the duties around handling the claim focus on moving the process forward and preventing more damage. You must promptly notify the insurer, take reasonable steps to protect the vehicle from further loss, and provide proof of loss within the policy’s stated time frame (often about 90 days).

Providing three written estimates of the damage isn’t a standard requirement in most auto policies. The insurer may choose to have an adjuster or appraiser assess the damage and determine the payout, and you should cooperate by supplying information and access as needed.

The other duties are important because prompt notice starts the investigation, protecting the vehicle prevents additional costs or depreciation, and a proof of loss documents what was damaged and the extent of the loss. So, asking for three estimates is not a typical obligation, which makes that option the one that doesn’t fit.