Highway Victims Indemnity Funds

Highway Victims Indemnity Funds

• A. Are operated by the governments of all provinces
• B. Only pay in most provinces if a judgment is obtained
• C. Only pay for injury claims
• D. Will not pay if the claimant was totally responsible for causing the accident

Answer: (D)

Highway Victims Indemnity Funds provide no‑fault compensation to crash victims, but eligibility hinges on fault. If the claimant was totally responsible for causing the accident, these funds do not pay. The idea is to avoid rewarding the victim for their own total fault and to focus benefits on cases where someone else is at fault or where coverage is otherwise unavailable. These funds are typically administered by a province, not as a single national program, and their payments aren’t limited to injuries alone—they can cover related costs and, in some provinces, more than just bodily injuries. Also, you don’t need a court judgment to receive benefits if you’re eligible—the key requirement is the fault determination, not litigation outcomes.

Highway Victims Indemnity Funds provide no‑fault compensation to crash victims, but eligibility hinges on fault. If the claimant was totally responsible for causing the accident, these funds do not pay. The idea is to avoid rewarding the victim for their own total fault and to focus benefits on cases where someone else is at fault or where coverage is otherwise unavailable.

These funds are typically administered by a province, not as a single national program, and their payments aren’t limited to injuries alone—they can cover related costs and, in some provinces, more than just bodily injuries. Also, you don’t need a court judgment to receive benefits if you’re eligible—the key requirement is the fault determination, not litigation outcomes.