In Ontario, a true copy of the automobile insurance application may be signed after the policy has been issued.

In Ontario, a true copy of the automobile insurance application may be signed after the policy has been issued.

• A. A true copy of the application may be signed after the policy has been issued.
• B. A true copy of the application must be signed before the policy is issued.
• C. No copy is required.
• D. The application can be signed only after issuance, with no copy.

Answer: (A)

In Ontario auto insurance, the application provides the information used to bind coverage, and a signed true copy of that application may be obtained after the policy is issued. This arrangement allows the insurer to issue the policy based on the application, while still giving the insured a formal, exact copy to review and sign afterward, confirming the information is accurate and binding. Having a true copy on file protects both sides and satisfies record-keeping requirements. Options that require signing before issuance or that omit the copy altogether don’t align with this practice, so the correct approach is that a true copy may be signed after the policy has been issued.

In Ontario auto insurance, the application provides the information used to bind coverage, and a signed true copy of that application may be obtained after the policy is issued. This arrangement allows the insurer to issue the policy based on the application, while still giving the insured a formal, exact copy to review and sign afterward, confirming the information is accurate and binding.

Having a true copy on file protects both sides and satisfies record-keeping requirements. Options that require signing before issuance or that omit the copy altogether don’t align with this practice, so the correct approach is that a true copy may be signed after the policy has been issued.