Under the Voluntary Property Damage coverage you are insured for claims

Under the Voluntary Property Damage coverage you are insured for claims

• A. For property you or your tenants own or rent
• B. For losses covered under the Building coverage of the policy
• C. Resulting from the ownership, use or operation of automobiles or watercraft
• D. Resulting from the unintentional direct damage you cause to other people's property even though you are not legally liable

Answer: (C)

Voluntary Property Damage coverage is an optional auto insurance feature that pays for damage you cause to someone else’s property when you operate a motor vehicle or watercraft. It covers property owned by others (not your own or your tenants’ property) up to the policy limit, and it can apply regardless of liability determinations. The key idea is that the coverage responds to damage resulting from the ownership, use, or operation of automobiles or watercraft. This is why the description focusing on damage arising from operating a vehicle or watercraft best matches what the coverage covers.

Voluntary Property Damage coverage is an optional auto insurance feature that pays for damage you cause to someone else’s property when you operate a motor vehicle or watercraft. It covers property owned by others (not your own or your tenants’ property) up to the policy limit, and it can apply regardless of liability determinations. The key idea is that the coverage responds to damage resulting from the ownership, use, or operation of automobiles or watercraft. This is why the description focusing on damage arising from operating a vehicle or watercraft best matches what the coverage covers.