Which item is NOT typically found on a property policy Declarations page?

Which item is NOT typically found on a property policy Declarations page?

• A. Insured name
• B. Policy term
• C. Covered locations
• D. Claims history

Answer: (D)

The Declarations page is a concise snapshot of the policy that lists who is insured, the policy period, and where the property is located, along with coverage amounts, the premium, and the deductible. Past claims history is used to evaluate risk and set rates, and it’s kept in underwriting files or loss history reports rather than on the declarations page. So, while the insured name, policy term, and covered locations are standard items you’d expect to see on the Declarations page, claims history is not typical there.

The Declarations page is a concise snapshot of the policy that lists who is insured, the policy period, and where the property is located, along with coverage amounts, the premium, and the deductible. Past claims history is used to evaluate risk and set rates, and it’s kept in underwriting files or loss history reports rather than on the declarations page. So, while the insured name, policy term, and covered locations are standard items you’d expect to see on the Declarations page, claims history is not typical there.