Which statement best describes Highway Victims Indemnity Funds?

Which statement best describes Highway Victims Indemnity Funds?

• A. Are operated by the governments of all provinces
• B. Only pay in most provinces if a judgment is obtained
• C. Only pay for injury claims
• D. Will not pay if the claimant was totally responsible for causing the accident

Answer: (D)

Highway Victims Indemnity Funds are meant to provide compensation to victims of highway crashes without having to rely on a court judgment, but they do not reward the person who caused the crash. The key idea is fault-based eligibility: if the claimant is totally responsible for causing the accident, the fund won’t pay. This reflects the principle that the person who is fully to blame shouldn’t receive indemnity from a program intended to support victims who aren’t fully at fault or who can’t recover from the at-fault party. The other statements don’t fit because these funds aren’t necessarily operated by every province's government, and many such programs do not require a judgment to pay benefits. They also aren’t strictly limited to injury claims; depending on the jurisdiction, they may cover a broader range of losses related to highway accidents.

Highway Victims Indemnity Funds are meant to provide compensation to victims of highway crashes without having to rely on a court judgment, but they do not reward the person who caused the crash. The key idea is fault-based eligibility: if the claimant is totally responsible for causing the accident, the fund won’t pay. This reflects the principle that the person who is fully to blame shouldn’t receive indemnity from a program intended to support victims who aren’t fully at fault or who can’t recover from the at-fault party.

The other statements don’t fit because these funds aren’t necessarily operated by every province's government, and many such programs do not require a judgment to pay benefits. They also aren’t strictly limited to injury claims; depending on the jurisdiction, they may cover a broader range of losses related to highway accidents.